Union Plus
AFSCME
SECURE. FAST. EASY
0% Introductory APR on Purchases and Balance Transfers for 6 months
- No annual fee
- $0 Fraud Liability Protection
Your Union Power - Every DaySM
The AFSCME Advantage MasterCard® offers the purchasing power you need, the money-saving offers you want and the Triple Plus FeaturesSM you just won't find anywhere else. It's the only card endorsed by the unions of the AFL-CIO, and it's just a click away.
Apply Today
Triple Plus VALUESM
- Exclusive union member rates
- No Annual Fee
Triple Plus PROTECTIONSM
- A special Review Committee at Union Privilege®* that helps ensure you get the benefits you need
- $0 Fraud Liability Protection
- Union SAFE Program helps protect you in tough times
Triple Plus SERVICESM
- All calls are answered by representatives here in the USA
- If you ever have a dispute with a merchant, we'll be here to help
†The Introductory APR on credit card purchases and balance transfers does not apply to cash advances. After the Introductory period ends, or if during the Introductory period, your Minimum Payment is past due or you exceed your credit limit, the APRs will increase to the variable Member Purchase APR which is between 13.99% and 22.99% (as of 10/15/09), depending upon your creditworthiness. There are no Cash Advance fees for balance transfers at time of application or that post to your account within 90 days of the account opening date. For balance transfers made at other than the time of application or that post to your account after 90 days of the account opening date, the variable Member Purchase APR and Cash Advance Fee of 3% ($5 minimum) will apply, unless otherwise disclosed. The variable Cash APR of 19.99% as of 10/15/09, applies to cash advances excluding balance transfers and cash advances made by credit card checks. The Default APR is 24.99%. The Foreign Transaction fee is 1% of the U.S. dollar amount on transactions made in a foreign currency. Minimum Finance Charge $1. HSBC Bank Nevada, N.A. ("the Bank") applies payments to lower APR balances before higher APR balances. The Bank has the right to change your APR(s), fees, and other terms at any time, for any reason, including, but not limited to, any change in your credit history, credit obligations, account performance, use of your credit lines with the Bank or any other creditor, or the Bank's financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law. These changes, should they occur, have been reviewed and agreed upon by Union Privilege®, the organization that brings you Union Plus® Benefits.
Union Plus Credit Card is committed to safeguarding your privacy online. If you would like more information about the Union Plus Credit Card Privacy Statement, click here.
*Who is "Union Privilege?" Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Union Privilege uses the strength of millions of union members nationwide to negotiate for these valuable consumer benefits. Find out more at www.UnionPlus.org.
Union Plus is a registered trademark of Union Privilege. Triple Plus Value and Triple Plus Protection are registered servicemarks of HSBC Finance Corporation.